- What is my experience?
- Ignoring the problem
- We’re just fine.
- Just use the credit card.
- Cash advances
- Balance transfer
- Borrow from parents.
- Take money from retirement (is this amends?)
- Can I win the lottery??? (no)
- Refinance the house.
- Worry, anxiety, can’t sleep.
- The problem is drinking — too expensive.
- Bankruptcy? No! Not an option!
- Bank balance anxiety…
- Don’t check it.
- But be afraid of the envelope (later, the text message)
- Step 6/7 — ask for help, and receive it.
- How to recover? How to not be anxious all the time?
- Sobriety helped, but not the only answer.
- Make a plan to pay off credit card balances.
- Tradition 7
- General Warranties of the Conference In all proceedings the World Service Conference of Al-Anon shall observe the spirit of the Traditions:
- that only sufficient operating funds, including an ample reserve, be its prudent financial principle;
- Where am I today?
- Credit cards at zero.
- Loans taken to pay off credit cards almost zero.
- Home line of credit is the next target.
- Student loans — refinance for lower interest. 5 years to go.
- We were able to recarpet our home from savings, not credit!
- But it took time.
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Courage to Change, Dec 11
How Al-Anon Works, Chapter 31 “Letting Go of a Loved One’s Alcohol, Drug, and Money Problems”